ADF Super

From 1st July 2016 ADF Super replaced the Military Superannuation and Benefits Scheme (MSBS) as the default superannuation fund for employees of the Australian Defence Force (ADF).  


Members of ADF Super are entitled to a superannuation contribution equal to 16.4% of their pre-tax salary.  This contribution can be paid into any superannuation fund, not just ADF Super.  Members of the ADF therefore have a choice over their superannuation fund and have the opportunity to select one which best suits their needs.  


Current MSBS members are given the option to join ADF super (or an alternative superannuation fund) if they wish.  The two schemes operate in fundamentally different ways.  The decision to remain as a contributing member of the MSBS or to switch to an accumulation fund is therefore an individual one.  A Fiducian Financial Planner can provide an assessment of your personal needs and military career objectives to help you decide on the best option for you. 

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our specialist planners for ADF Super advice. 

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© 2023 by Fiducian Financial Services Canberra

Authorised Representative of Fiducian Financial Services Pty Ltd, ABN 46 094 765 134, AFS & Australian Credit Licence No. 231103

The information of this site is general in nature.  It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.

You should also read the relevant Fiducian Product Disclosure Statement and Financial Services Guide before making any financial decisions. Call 02 6162 2656 for a copy.