top of page

Money Management

Managing your financial wellbeing is actually similar to managing your physical wellbeing. 

 

Most of us are aware that our physical health is influenced by our diet and the type of activities we do.  If we eat well and stay active, we stand the best chance of being healthy.  Furthermore, we are usually pretty good at noticing if our diet and exercise are out of balance as we become tired, unfit or our weight changes (although whether we do anything about it is another story…).

 

When it comes to managing money, some of us feel like we don’t have control or understand what is happening.  This may have manifested in getting into increasing levels of debt, never seeming to ‘get ahead’ or feeling concerned about how we are going to pay for things in the future.  However, in reality it comes down to putting in place simple measures to ensure that:

 

  • you know what you have to spend day to day (e.g. on groceries and eating out);

 

  • you have enough in reserve for unexpected expenses (e.g. rego, vehicle services and periodic home repairs);

 

  • you are working towards achieving your financial goals (e.g. saving for a home, your children’s education or retirement); and

 

  • you are adequately protected against unforeseen circumstances derailing your financial position.

 

When it comes to struggling with money management, the first thing to realise is that this is completely normal and you have not ‘failed financially’.  Moreover, seeking financial advice is certainly not admitting defeat!  A Fiducian Financial Planner can sit down with you in a judgement free zone and work through your financial concerns, goals and issues in a holistic manner to create a plan to put you on a path to a more secure financial future.  Your Planner can then work with you on an ongoing basis to implement that plan and help you stay on track. 

Specialist Planner

Schedule a consultation with one of our money management specialist planner. 

Will.png
bottom of page