Military Superannuation &

Benefits Scheme

Specialist Planners

Schedule a consultation with one of our MSBS specialist planners. 

We specialise in the provision of advice to ComSuper members including Military personnel. This has allowed us to build substantial expertise in the operation of the Military Superannuation & Benefits Scheme (MSBS).


We can provide our clients with estimates and advice for the MSBS in the following areas:


  • contribution strategies to maximise your benefits from the MSBS; 


  • management of your MSBS benefits at retirement to maximise your financial position; 


  • selection of an optimal exit date and projecting your MSBS benefits at retirement in net of tax terms;


  • estimates of your death and invalidity cover in the MSBS; and


  • assistance in selecting an appropriate investment option within the MSBS.


In addition, we can also consider:


  • the merits of Maximum Benefit Limit (MBL) members preserving their MSBS benefit and joining ADF Super; 

  • the financial implications of accepting a Mangement Initiated Early Retirement (MIER); and


  • your access to the Defence Housing Ownership Assistance Scheme (DHOAS) and maximising the available subsidy.

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© 2023 by Fiducian Financial Services Canberra

Authorised Representative of Fiducian Financial Services Pty Ltd, ABN 46 094 765 134, AFS & Australian Credit Licence No. 231103

The information of this site is general in nature.  It does not take your specific needs or circumstances into consideration, so you should look at your own financial position, objectives and requirements and seek financial advice before making any financial decisions.

You should also read the relevant Fiducian Product Disclosure Statement and Financial Services Guide before making any financial decisions. Call 02 6162 2656 for a copy.