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Military Superannuation &

Benefits Scheme

We specialise in the provision of advice to ComSuper members including Military personnel. This has allowed us to build substantial expertise in the operation of the Military Superannuation & Benefits Scheme (MSBS).


We can provide our clients with estimates and advice for the MSBS in the following areas:


  • contribution strategies to maximise your benefits from the MSBS; 


  • management of your MSBS benefits at retirement to maximise your financial position; 


  • selection of an optimal exit date and projecting your MSBS benefits at retirement in net of tax terms;


  • estimates of your death and invalidity cover in the MSBS; and


  • assistance in selecting an appropriate investment option within the MSBS.


In addition, we can also consider:


  • the merits of Maximum Benefit Limit (MBL) members preserving their MSBS benefit and joining ADF Super; 

  • the financial implications of accepting a Mangement Initiated Early Retirement (MIER); and


  • your access to the Defence Housing Ownership Assistance Scheme (DHOAS) and maximising the available subsidy.

Specialist Planners

All of our planners specialise within the MSBS Scheme and can assist with your enquiries 

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